REER & TFSA

The majority of Canadian RRSP assets are concentrated in public markets over which investors have limited control, including:

• Structured volatility
• Limited fee transparency
• No direct connection to real underlying assets

Few Canadians are aware that Canadian legislation allows certain private investments within an RRSP, provided they are properly structured and administered by independent third parties.

Conservative Financing Structures Using RRSP Capital 

At Domaine Major, certain land development projects may be partially financed through:

• Private financing structures eligible for RRSP participation
• Real asset-backed guarantees on land
• Independent third-party trustees
• Professional legal and notarial oversight

These structures are not new; however, they remain underutilized due to their administrative complexity for developers.
Participation through an RRSP is strictly related to project financing and does not involve the allocation, reservation, or control of a specific parcel of land.

 This approach is designed to optimize the financing structure of development projects and not to sell land or offer a public investment product.
All information is provided for informational purposes only. 

 All RRSP funds involved in such structures:

• Are held by an independent third-party trustee
• Are administered separately from Domaine Major
• Are supported by formal documentation and legal registrations

Domaine Major neither holds nor administers RRSP accounts.
This separation is intentional and aims to ensure compliance, transparency, and participant protection. 

The RRSP financing structures used by Domaine Major are based on:

• Formal training in land development over multiple years
• Established Canadian RRSP and mortgage regulations
• Conservative land valuation and collateral principles
• A long-term development philosophy focused on risk management

These approaches are rarely highlighted, as many developers prioritize faster and simpler capital sources.

If you wish to understand how RRSP capital may be used within Domaine Major’s development projects, you may request a private presentation.

The private presentation is strictly informative and intended to explain the structure. It does not constitute an offer, solicitation, or commitment.

It will cover:

• The overall financing structure
• The role of independent trustees
• The use of land-backed guarantees

The due diligence process prior to any potential transaction